Disclaimer

Last Updated: February 3, 2026

⚠️ IMPORTANT DISCLAIMERS

Please read this disclaimer carefully before using FinCap Alpha. By using this Service, you acknowledge that you have read, understood, and agree to all disclaimers set forth below.

1. Not Investment Advice

FINCAP ALPHA DOES NOT PROVIDE INVESTMENT ADVICE. The information displayed on this Service is for informational purposes only and does NOT constitute:

  • Investment advice, recommendations, or suggestions
  • Financial planning or advisory services
  • Securities analysis, ratings, or evaluations
  • Buy, sell, or hold recommendations for any security
  • Endorsement of any investment strategy
  • Guarantee of investment performance

You are solely responsible for all investment decisions. You should consult with qualified financial advisors, registered investment advisors, or other professional advisors before making any investment decisions.

2. No Government Affiliation

FINCAP ALPHA IS NOT AFFILIATED WITH THE UNITED STATES GOVERNMENT. FinCap Alpha is an independent, privately-owned service provider. We are:

  • NOT affiliated with, endorsed by, or connected to the U.S. Government, Congress, or any government agency
  • NOT an official government website or service
  • NOT authorized to speak on behalf of any government entity
  • NOT responsible for the accuracy of original government filings or disclosures
  • NOT a government contractor or recipient of government funding

Any similarity in name, design, or presentation to government services is coincidental and does not imply affiliation, endorsement, or approval.

3. Data Accuracy and Completeness

NO WARRANTY OF ACCURACY: While we strive to provide accurate information, FinCap Alpha makes NO representations or warranties regarding:

  • The accuracy, completeness, or timeliness of data displayed
  • Whether all congressional trades are captured or displayed
  • The reliability of data sources
  • Freedom from errors, omissions, or delays
  • Real-time accuracy of information

Data Lag: There may be significant delays between:

  • When a trade occurs
  • When it is disclosed by the member of Congress (often 30-45 days after the transaction)
  • When it appears in public databases
  • When it is aggregated and displayed on our Service

Verification Recommended: For critical decisions, you should verify information directly from official government sources, including House and Senate financial disclosure offices.

4. Investment Risks

ALL INVESTMENTS CARRY RISK. You acknowledge and understand that:

  • Past performance does not guarantee future results
  • Stock prices can go down as well as up
  • You may lose your entire investment
  • Congressional trading activity does not guarantee investment success
  • Following congressional trades may not be a profitable investment strategy
  • Market conditions can change rapidly
  • There is no guarantee that stocks traded by members of Congress will perform well

You assume all investment risks. FinCap Alpha is not responsible for any losses, damages, or financial harm resulting from investment decisions made based on information from this Service.

5. Insider Trading and Securities Laws

COMPLY WITH ALL SECURITIES LAWS. You are responsible for ensuring that your use of information from this Service complies with all applicable securities laws and regulations, including but not limited to:

  • The Securities Exchange Act of 1934
  • Insider trading prohibitions
  • Market manipulation laws
  • State securities laws ("blue sky" laws)
  • Regulations of the Securities and Exchange Commission (SEC)

Prohibited Activities: You may NOT use information from this Service to:

  • Engage in insider trading
  • Manipulate securities markets
  • Create false market signals
  • Violate any securities law or regulation

Legal Consequences: Violations of securities laws can result in severe civil and criminal penalties, including fines and imprisonment. FinCap Alpha is not responsible for any legal consequences you may face.

6. STOCK Act and Public Disclosure

The data displayed on FinCap Alpha is derived from public disclosures required under the STOCK Act (Stop Trading on Congressional Knowledge Act, Pub. L. 112-105). This Act requires members of Congress and certain congressional staff to publicly disclose financial transactions, including stock trades.

Important Limitations:

  • Disclosures are often delayed (typically 30-45 days after transactions)
  • Not all transactions may be required to be disclosed
  • Disclosure requirements may vary by transaction type and amount
  • Original filings may contain errors or omissions
  • Our aggregation may not capture all disclosed transactions

7. No Endorsement or Recommendation

Display of congressional trading data does NOT constitute:

  • Endorsement of any security, company, or investment
  • Recommendation to buy, sell, or hold any security
  • Suggestion that following congressional trades is a sound investment strategy
  • Indication that a security is a good or bad investment
  • Approval of any member of Congress's trading activity

8. Service Availability and Reliability

NO GUARANTEE OF SERVICE AVAILABILITY: FinCap Alpha does not guarantee that:

  • The Service will be available at all times
  • The Service will be uninterrupted or error-free
  • Data will be updated in real-time
  • The Service will be available at all times without interruption
  • The Service will meet your specific requirements

The Service may be unavailable due to maintenance, technical issues, third-party service outages, or other reasons beyond our control.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FinCap Alpha, its officers, directors, employees, agents, and affiliates shall NOT be liable for:

  • Investment losses or financial damages of any kind
  • Decisions made based on information from the Service
  • Errors, inaccuracies, or omissions in data
  • Delays in data updates
  • Service interruptions or unavailability
  • Loss of profits, revenue, data, or business opportunities
  • Indirect, incidental, special, consequential, or punitive damages

Total Liability Cap: Our total liability shall not exceed the amount you paid us in the 12 months preceding any claim, or $100, whichever is greater.

10. Third-Party Data Sources

FinCap Alpha aggregates data from multiple third-party sources, including:

  • Public government databases
  • Third-party data aggregators
  • Public records and filings

We are not responsible for the accuracy, completeness, or timeliness of data provided by third-party sources. We do not verify or audit third-party data sources.

11. Regulatory Status

FinCap Alpha is not registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser under the Investment Advisers Act of 1940, nor as a broker-dealer under the Securities Exchange Act of 1934. FinCap Alpha is not a member of the Financial Industry Regulatory Authority (FINRA) and is not subject to FINRA rules regarding securities recommendations. The display of congressional trading data does not imply any regulatory status or oversight.

12. Professional Advice Required

CONSULT PROFESSIONALS: Before making any investment decisions, you should:

  • Consult with a qualified financial advisor or registered investment advisor
  • Consider your financial situation, risk tolerance, and investment objectives
  • Conduct your own research and due diligence
  • Understand the risks associated with securities investments
  • Review official company filings with the SEC
  • Consider seeking legal advice regarding securities law compliance

13. No Fiduciary Relationship

FinCap Alpha does not act as your fiduciary, investment advisor, broker, or financial planner. No fiduciary relationship exists between you and FinCap Alpha. We have no duty to act in your best interests regarding investment decisions.

14. Forward-Looking Statements

Any statements on this Service regarding future performance, trends, or outcomes are forward-looking statements based on current information. Actual results may differ materially. We do not guarantee the accuracy of any forward-looking statements.

15. Acknowledgment

By using FinCap Alpha, you acknowledge that:

  • You have read and understood this Disclaimer
  • You understand the risks associated with using this Service
  • You will not hold FinCap Alpha liable for investment losses or decisions
  • You will comply with all applicable laws and regulations
  • You will seek professional advice before making investment decisions
  • You understand that FinCap Alpha is not affiliated with the government

USE OF THIS SERVICE IS AT YOUR OWN RISK. FinCap Alpha disclaims all warranties, express or implied, regarding the Service and data provided. You assume full responsibility for all risks associated with your use of the Service and any investment decisions you make.

16. Contact

Questions about this Disclaimer may be directed to:

FinCap Alpha

Email: legal@fincapalpha.com